Annuity Buyers Blog: Celebrating New Year’s on a Budget

How to Start New Year’s on a Budget

Celebrating the New Year’s is a great way to commemorate all the goals and feats you reached in 2014. However, if you are on a tight budget, your celebration rituals may be limited, since you do not want to begin 2015 with financial dilemmas. Whether you are hosting or attending a party, there are several ways you can celebrate New Year’s on a budget to save money.

Get Creative Hosting New Year’s on a Budget

Hosting a party at your house is sometimes a financial burden. Between the food, drinks, decorations and the amount of people that will attend, you may be spending more than you initially wanted to. Save some money by basing your theme on a wide color palette. Have fun colors and do not stick with one pattern or theme (beyond New Year’s). This will allow you to decorate with many solid colored plates and silverware. Simple patterned items tend to be cheaper than those that have designs. If you are looking for ways to save money on decorations, visit your local dollar store. They are filled with wonderful, eccentric items to make your party festive.

Have a Fun Fondue Party

Having a chocolate fondue party will save you a lot of money on food. Instead of coming up with a menu and spending a lot of money to create it, provide the fondue, which is melted chocolate, and tell everybody who is coming to bring a dipping item. You can incorporate a fun game with this idea! The dipping food that everybody brings must relate to his or her New Year’s resolution. For example, somebody can bring apples and bananas in the promise that they will make healthier food choices in 2015. Bringing an angel cake to the party can signify that they will be an angel and give back to their community in the New Year. Who said being money conscious couldn’t be fun?

Buy Your Fireworks Online and in Advance

For many, fireworks are a must-have party item for a New Year’s celebration. They could be a great gift to bring if you are attending a party and a staple to have if you are hosting one. An easy way to save money on the fun party detail is to buy them in advance or you can purchase them online. Even with shipping costs, it might be cheaper to buy fireworks online than in a neighborhood store. The cheapest form of fireworks are Sparklers and everybody in the family can enjoy them. Fireworks that launch or are louder and brighter will tend to be more expensive. You should make sure that any fireworks that you purchase or lights at your party are permitted in your area and that all necessary safety precautions are taken.

No matter how 2014 was for you, there are great ways to ring in the New Year with those you love in the best way possible!  Getting your finances in order is important, but if you don’t have the right tools to get your money situation set, you may run into some serious problems. Luckily, there are some options available to you. When in a financial struggle, the option to sell a structured settlement may be the right call. This could give you the monetary boost you need to get back to where you want to be financially.

We want to wish each and every one of you success in 2015. If you or your independent advisor have any questions about how you can get structured settlement cash, please call us at 877-894-4541.